Professional Liability - (GO TO APPLICATION)

• Occurrence form
• Claims made form with Prior Acts available
• Employees and volunteers as insureds
• Sexual misconduct coverage
• Legal Expense Related to Disciplinary Proceedings coverage
• Physician coverage available
• No deductible
• Defense costs in addition to policy limits
• $5,000,000 Limits available - In House

Commercial General Liability - (GO TO APPLICATION)

• Occurrence form
• Claims made form with Prior Acts available
• Employees and volunteers as insureds
• Employee Benefits Liability coverage available
• Stop Gap Liability available
• Non-owned/Hired Auto available
• No exclusions for: Lead paint, communicable diseases, athletic participation, special events or fund raisers
• $5,000,000 Limits available - In House

Directors & Officers Liability
Employment Practices Liability - (GO TO APPLICATION)

• Full Prior Acts
• Entity and subsidiary coverage
• Employees and volunteers as insureds
• Wrongful termination, discrimination and sexual harassment coverage
• Spousal coverage
• Defense costs in addition to policy limits
• $2,500 deductible
• $5,000,000 Limits available - In House

Real & Personal Property - (GO TO APPLICATION)

• Special Form
• Replacement cost or Actual cash value
• Extra expense and business income included
• Employee Dishonesty coverage
• Equipment Breakdown coverage

Excess Liability Coverage also Available